8 realistic and achievable financial goals for 2021

New Year – New Financial Goals It’s that time of year again when we all self reflect and set new goals for ourselves.  Financial resolutions are among the most popular goals set by individuals and families each year.  A recent study from  Fidelity Investments, reports that 65% of Americans plan to make a financial New […]

Staying On a Holiday Budget During a Pandemic

What a year!  After more than half a year of living in a pandemic, it is clearly going to be a holiday season like no other.  Most people have seen a significant change in their financial situation.  With the holiday season here, the strain on the budget is stressful.  Taking a few simple steps can […]

Banks Never Ask That! How to Avoid Phishing Scams

Each year people are losing hundreds, even thousands of dollars to phishing scams.  According to the Federal Trade Commission Americans lost $1.9 billion to phishing and other scams in 2019.  Phishing scams are online scams in which criminals send emails, texts, or phone calls fraudulently and assume the identity of a legitimate bank or institution.  […]

Community Banks vs. Big Banks: What’s the Difference?

Community banks and large banks offer many of the same financial products and services, including bank accounts, personal and business loans, debit and credit cards, etc. However, there are several differences between these two financial institutions. The critical difference between the two banking services providers can be found in the name. A community bank is […]

President Gary Barnoff – On Location