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FACTS	WHAT DOES JARRETTSVILLE FEDERAL SAVINGS & LOAN ASSOCIATION DO WITH YOUR PERSONAL INFORMATION?
FACTS Why?	WHAT DOES JARRETTSVILLE FEDERAL SAVINGS & LOAN ASSOCIATION DO WITH YOUR PERSONAL INFORMATION? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
FACTS What?	WHAT DOES JARRETTSVILLE FEDERAL SAVINGS & LOAN ASSOCIATION DO WITH YOUR PERSONAL INFORMATION? The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and transaction history account balances and payment history account transactions and checking account information When you are no longer our customer, we continue to share your information as described in this notice.
FACTS How?	WHAT DOES JARRETTSVILLE FEDERAL SAVINGS & LOAN ASSOCIATION DO WITH YOUR PERSONAL INFORMATION? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Jarrettsville Federal Savings & Loan Association chooses to share; and whether you can limit this sharing.

FACTS

WHAT DOES JARRETTSVILLE FEDERAL SAVINGS & LOAN ASSOCIATION DO WITH YOUR PERSONAL INFORMATION?

FACTS

Why?

WHAT DOES JARRETTSVILLE FEDERAL SAVINGS & LOAN ASSOCIATION DO WITH YOUR PERSONAL INFORMATION?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

FACTS

What?

WHAT DOES JARRETTSVILLE FEDERAL SAVINGS & LOAN ASSOCIATION DO WITH YOUR PERSONAL INFORMATION?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and transaction history
account balances and payment history
account transactions and checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

FACTS

How?

WHAT DOES JARRETTSVILLE FEDERAL SAVINGS & LOAN ASSOCIATION DO WITH YOUR PERSONAL INFORMATION?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Jarrettsville Federal Savings & Loan Association chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Jarrettsville Federal S & L Association share?	Can you limit this sharing?
Reasons we can share your personal information For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Does Jarrettsville Federal S & L Association share? Yes	Can you limit this sharing? No
Reasons we can share your personal information For our marketing purposes— to offer our products and services to you	Does Jarrettsville Federal S & L Association share? Yes	Can you limit this sharing? No
Reasons we can share your personal information For joint marketing with other financial companies	Does Jarrettsville Federal S & L Association share? Yes	Can you limit this sharing? No
Reasons we can share your personal information For our affiliates’ everyday business purposes— information about your transactions and experiences	Does Jarrettsville Federal S & L Association share? No	Can you limit this sharing? We don't share
Reasons we can share your personal information For our affiliates’ everyday business purposes— information about your creditworthiness	Does Jarrettsville Federal S & L Association share? No	Can you limit this sharing? We don't share
Reasons we can share your personal information For our affiliates to market to you	Does Jarrettsville Federal S & L Association share? No	Can you limit this sharing? We don't share
Reasons we can share your personal information For nonaffiliates to market to you	Does Jarrettsville Federal S & L Association share? No	Can you limit this sharing? We don't share

Questions?

Call 410-692-5151 or 800-429-6616

Who we are
Who we are Who is providing this notice?	Jarrettsville Federal Savings and Loan Association

What we do
What we do How does Jarrettsville Federal Savings & Loan Association protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom the access is appropriate.
What we do How does Jarrettsville Federal Savings and Loan Association collect my personal information?	We collect your personal information, for example, when you open an account or make deposits or withdrawals from your account make a wire transfer or apply for a loan use your credit or debit card We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
What we do Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes—information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing

What we do

How does Jarrettsville Federal Savings & Loan Association protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom the access is appropriate.

What we do

How does Jarrettsville Federal Savings and Loan Association collect my personal information?

We collect your personal information, for example, when you

open an account or make deposits or withdrawals from your account
make a wire transfer or apply for a loan

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

What we do

Why can’t I limit all sharing?

Federal law gives you the right to limit only

sharing for affiliates’ everyday business purposes—information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing

Definitions
Definitions Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Jarrettsville Federal Savings & Loan Association has no affiliates
Definitions Non-affiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Jarrettsville Federal Savings & Loan Association does not share with nonaffiliates so they can market to you
Definitions Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include other mortgage companies and credit card companies

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Jarrettsville Federal Savings & Loan Association has no affiliates

Definitions

Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Jarrettsville Federal Savings & Loan Association does not share with nonaffiliates so they can market to you

Definitions

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Our joint marketing partners include other mortgage companies and credit card companies

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